How does PayPal credit work?
Spread the cost with PayPal Credit – enjoy 0% interest for 4 months on orders over £99 (inc VAT). This isn’t a one-time deal – every time you spend £99 or more and choose PayPal Credit, you get 4 months interest-free.
Assumed credit limit
£1,200
Purchase rate
23.9% p.a.
Representative
23.9% APR
Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. T&Cs apply. UK residents only.
Step 1
At checkout, proceed to payment and click the ‘Pay with PayPal’ button. Then simply log into your account to finish the payment.
Step 2
After logging into your account, select ‘PayPal Credit’ from the payment choices shown in the PayPal window
Step 3
If you’re new to PayPal Credit, you’ll need to fill out a brief application form to apply for PayPal Credit.
PayPal Credit – Top 15 FAQs
Without promotions, the standard rate applies:
- Purchase rate: 23.9% p.a. (variable)
- presentative APR: 23.9% (variable)
- Assumed credit limit: £1,200
